E-Commerce payment gateways in the UK & Ireland
Whether you're based anywhere in the UK, Northern Ireland or the Republic of Ireland we have a solution that can be tailored to best suit your business needs.
E-Commerce Solutions
Regardless of your status as an e-commerce store owner, it is vital you provide your customers with the easiest and safest payment system possible. To maintain and grow any customer base you need to satisfy their needs with quick and fraud-protective payment solutions, while also offering a variety of payment methods and providing seamless integration with your platform.
Merchants need to choose the exact right payment gateway to meet their requirements. Whether you want to shape which currencies your store can accept, the range of payment methods you will offer or the size of a transaction fee, choosing the right payment gateway is essential.
Relying on a complex checkout system can lose you customers, which is why selecting the exact payment solution has never been more important. Make your customers’ lives so much easier with an easy-to-use system and enhance your e-commerce website today.
What is a Payment Gateway?
A payment gateway is crucial to ensure customers enjoy a good payment experience. Any good payment gateway should be smooth, fast, secure and reliable - providing customers with a stress-free, trustworthy experience.
Not only do top payment gateways provide customers with a more comfortable experience, but they also offer huge benefits to e-commerce store owners. Ensuring the security and confidentiality of the customer, the best payment gateways leave a lasting impression and help make customers feel safe returning to your website or app. E-commerce stores can utilise a functional payment gateway to accept multiple transactions like debit cards, credit cards, wallets and more securely on both the website and via a mobile app.
While the benefits of a good payment gateway are wide-ranging, it’s vitally important it is set up correctly and is fully functional. Payment gateway issues could result in customers leaving your website or app, leading to a loss of sales. Make sure your e-commerce store is well equipped with multiple payment options with trusted security certificates and symbols to unlock the best opportunity for success.
How Does A Payment Gateway Work?
Payment Gateways provide a secure link between customers and merchants to ensure payments are completed safely while also shielding sensitive information like credit/debit card numbers.
Below is a run-down of exactly how payment gateways to process transactions, with the best gateways taking less than three seconds to complete the method in real-time.
- When customers go to purchase items online, they are asked to provide details of their credit/debit card, including a 16 digit card number, cardholder name etc.
- From the point of submitting this private information, payment gateways receive the details, encrypt them, conduct a security check and then send the card information to the acquiring bank.
- This information is then passed to card schemes like Visa, MasterCard etc for another layer of security. These card schemes perform a security and fraud check, issuing an approval or decline message to the bank before the transaction is authorised.
- The approval or decline message is passed onto the payment gateway, which then sends it on to the merchant. For successful payments, the acquirer collects the amount from the issuing bank and holds the funds in the merchant account. Customers are then presented with a display order, payment confirmation or, in case of a decline, asked to retry with other payment methods.
